1.About the Website

Welcome to Teal Balance. This website serves as a landing page, giving you the opportunity to learn about the potential services Teal Balance may offer.

1.1 Purpose of Registration

By completing the 'Join Us' registration, you are expressing a non-binding interest in receiving information about and potentially using our future product (the "Product"). This registration does not constitute a commitment, offer, or agreement to provide, purchase, or receive the Product.

1.2 No Guarantee of Access

We do not guarantee that the Product will be launched, or that you will receive early or preferential access to the Product. Access will be subject to our internal policies, regulatory requirements, and the final launch strategy.

1.3 Communication Consent

By registering, you consent to receive electronic communications from us regarding the development, launch, and related information concerning the Product. You may unsubscribe from these communications at any time.

1.4 Privacy

We will handle your personal information in accordance with our Privacy Policy. By registering, you acknowledge and consent to the collection and use of your information as outlined in that policy.

1.5 Governing Law

These Terms of Interest Registration are governed by the laws of Victoria, Australia, and the Commonwealth of Australia.

2. Copyright and Intellectual Property

The Website, the services of Teal Balance Pty Ltd are being built are subject to copyright. The material on the Website is protected by copyright under the laws of Australia and through international treaties. Unless otherwise indicated, all rights (including copyright) in the site content and compilation of the website (including text, graphics, logos, button icons, video images, audio clips and software) (Content) are owned or controlled for these purposes, and are reserved by Teal Balance Pty Ltd or its contributors.

Teal Balance Pty Ltd retains all rights, title and interest in and to the Website and all related content. Nothing you do on or in relation to the Website will transfer to you:

the business name, trading name, domain name, trade mark, industrial design, patent, registered design or copyright of Teal Balance Pty Ltd; or the right to use or exploit a business name, trading name, domain name, trade mark or industrial design; or

a system or process that is the subject of a patent, registered design or copyright (or an adaptation or modification of such a system or process).

3. General Disclaimer (Fintech Product)

3.1 No Financial Advice

We are not licensed to provide financial product advice under the Corporations Act 2001 (Cth). Any information provided now or in the future regarding the Product, its features, or related financial topics is general information only and does not constitute personal financial advice. You should consider obtaining independent professional advice before making any financial decisions.

3.2 Product Status

The Product is currently under development. Its features, functionality, terms, and pricing are subject to change without notice. We reserve the right to modify or discontinue the Product at any time.

3.3 Regulatory Status (Australia)

We are an Australian-based company. The launch of the Product and its specific functionalities may be subject to regulatory oversight by the Australian Securities and Investments Commission (ASIC), the Australian Prudential Regulation Authority (APRA), or other relevant Australian regulatory bodies. We will comply with all relevant licensing and legal obligations prior to offering the Product to customers.

3.4 Limitation of Liability

To the maximum extent permitted by Australian law, we exclude all liability for any loss or damage (including, without limitation, direct, indirect, special, or consequential loss) arising out of or in connection with your interest registration or your reliance on any information provided on this landing page.